North Star Farm Insurance
Work with your North Star Mutual Agent to provide adequate protection for you and your farming assets that make your farm a home and a business.
A strong risk management program is needed to protect your farming investment. North Star Mutual has the farm expertise to understand your needs. North Star Mutual offers a comprehensive Farm policy to protect your Residence, Personal Property, Outbuildings, Machinery, and Livestock from unexpected losses or damages. We can customize a policy that will help limit the impact a property or liability loss would have on your cash flow.
Make certain your agent knows as much as possible about your operation.
- Do you have incidental business activities, such as hunting, seed sales, or snow removal, that may not be covered without the proper endorsing of the policy?
- What additional liability exposures could you have, such as livestock, custom farming, or custom feeding?
- Does your farming operation include additional locations with structures maintained by you or rented to others?
In Minnesota, a Farm Package policy is written in affiliation with Township Mutuals of Minnesota.
Coverage Offerings:
- Dwellings
- Household Personal Property
- Farm Outbuildings, Barns, and Structures
- Farm Personal Property
- Livestock
- Farm Liability
- Umbrella Liability
Other Coverages Available:
- Back-up of Sewers, Drains, and Sump Systems
- Refrigerated Food Products
- Identity Fraud Expense
- Expanded Replacement Cost – Dwelling
- Replacement Cost Coverage for:
- Household Personal Property
- Farm Outbuildings
- Irrigation Equipment
- Special Form Coverage for:
- Household Personal Property
- Short-Term Lease Equipment
- Farm Machinery, Equipment, and Tools
- Farm Outbuildings
- Theft Coverage – Residence Under Construction
- Cab Glass
- Peak Season
- Farm Extra Expense
- Farm Operation Records
- Loss of Income (Livestock Operations)
- Livestock Confinement
- Refrigerated Milk Products
- Winter Perils – Livestock
- Equipment Breakdown
- Farm Personal Liability
- Hunting on Insured Premises Liability
- Incidental Business Pursuits
- Watercraft Liability
- Recreational Vehicle Liability
- Employers Liability
- Farmers Medical Payments
- Damage to Property of Others Liability
- Property Damage Liability for Spray Drift of Agricultural Chemicals
- Farm Pollution/Clean Up Liability
- Personal Injury Liability
Ask your North Star Mutual agent about policy premium discounts for:
- New Home
- Protective Devices
- Companion Policy (When you insure your autos with North Star Mutual)
- Higher Deductible
Inland Marine Coverage may be added to your Farm policy, thus making it convenient to write one policy for your farm, possessions, and recreational property exposures:
- Boats, Motors & Trailers
- Personal Watercraft
- Computer Equipment
- Furs
- Guns
- Fine Arts
- Camper Trailers
- Recreational Vehicles (ATVs and Snowmobiles)
- Farm GPS, Crop Monitors/Auto Steer
- Golf and other Sports Equipment
- Jewelry
- Antiques & Collectibles
- Portable Tools
- Plus other Special Property items
Should you consider umbrella coverage? Click here for more information.
Need to Report a Claim? We are dedicated to providing fast and fair claim service with friendly care and a personal touch.
North Star Mutual Policies Protect Against Identity Fraud – Learn more…