Auto Insurance

North Star Auto Insurance

North Star Mutual offers an array of auto insurance products for personal, commercial, and farm vehicle needs. 

Personal Auto For your complete vehicle coverage needs at the best price and service available.

Commercial Auto Delivering competitive rates and quality service.

Personal Auto

For your complete vehicle coverage needs at the best price and service available

You need car insurance to cover the unique and individual needs of you and your family. No formula or checklist can determine that for you. Instead, turn to your local independent North Star Mutual agent. Your agent will tailor the correct vehicle insurance policy for you.

Life brings change, and your North Star Mutual agent is always nearby when your insurance coverage needs to be updated or if you need assistance with a claim. North Star Mutual assures friendly, fast, fair, and efficient no-hassle claims handling.

North Star Mutual provides coverage for your:

  • Cars
  • Vans
  • Pickups
  • Trucks
  • Antique Autos
  • Classic Autos
  • Motor Homes
  • Travel Trailers

North Star Mutual Auto Policy Provides:

  • Bodily Injury Liability. Protects against a claim or lawsuit if others are injured in an auto accident in which you or your family are considered legally responsible.

  • Property Damage Liability. Protects against a claim or lawsuit for any damage you may have caused to someone else’s auto or property as a result of an auto accident.

  • Medical Payments. (IA, NE, OK, and SD) Pays for reasonable medical expenses or certain other expenses resulting from an auto accident for you, your family, and your passengers.

  • Personal Injury Protection. (MN and ND) Pays each eligible insured person benefits for bodily injury, loss of income, loss of services, or death by you or a family member due to an accident.

Optional Coverage Available:

  • Collision
  • Other than Collision (Comprehensive Coverage)
  • Uninsured Motorists
  • Underinsured Motorists
  • Rental Reimbursement
  • RoadsideAssistance (Towing)
  • Customization Coverage
  • Safety Glass Coverage

Personal Auto discounts help cut your costs:

  • Anti-Theft Equipment

  • Passive Restraint

  • Accident Prevention (Defensive Driver)

  • Companion Policy – Discount when North Star insures your business or farm

Commercial Auto

Delivering competitive rates and quality service

North Star Mutual insures commercial vehicles in conjunction with other business insurance for an employer.

  • Bodily Injury and Property Damage Liability 

  • Personal Injury Protection (PIP) or Medical Payments

     

Optional Coverages for Commercial Auto include:

  • Uninsured and Underinsured Motorist
  • Comprehensive
  • Collision
  • Stated amount value coverage options
  • Specified cause of loss option
  • Hired and non-owners auto coverage
  • Drive other car coverage
  • Other miscellaneous coverages are also available

Commercial Auto discounts help cut your costs: 

  • Anti-Theft Equipment
  • Fleet
  • Passive Restraint
  • Accident Prevention (Defensive Driver)
  • Companion Policy – Discount when North Star insures your business or farm

Should you consider umbrella coverage? Click here for more information.

Need to Report a Claim? We are dedicated to providing fast and fair claim service with friendly care and a personal touch.

North Star Mutual Policies Protect Against Identity Fraud - Learn more...