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To determine the correct insurance coverage for your specific and unique needs, start with your local, independent insurance agent. Your agent is nearby to tailor the correct policy coverage for you. And when your coverage needs to be updated, changed, or maybe you simply need help with a claim, your North Star Mutual agent will continue to provide superior service.

Why use an Independent Agent?

Instead of working directly for a particular insurance company, independent insurance agents represent and sell insurance for several companies. The advantages of working with this type of agent include:

  • More Plan and Program Options

  • Competitive Pricing

  • Unbiased Advice

  • Impartial Claims Assistance


North Star Mutual has over 1,000 Independent Agencies appointed in Iowa, MinnesotaNebraska, North Dakota, and South Dakota

In the state of Kansas, North Star Mutual provides Auto insurance in partnership with Marysville Mutual.  

In the state of Oklahoma, North Star Mutual's insurance product lines are written through a general agency arrangement. One General Agency underwrites and issues policies for North Star Mutual through a network of independent agents.